Low Cost Healthcare Plans for Students in USA

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Low Cost Healthcare Plans for Students in USA

 

Meet George, a student at a renowned college in the US. He has big dreams but a tight budget. One day he wakes up having serious stomach pain. The aches are unbearable for him. He knows he needs a doctor urgently but there is a problem. He can not afford to consult a doctor.

Like many other students George is stuck between taking care of health or saving money for basic needs. Let's explore how these healthcare problems could be taken care of.

 

Low Cost Healthcare Plans for Students in USA

 

Problems students face 


Mostly, students are living with low budgets. They do not have enough money to get a proper healthcare service. There are plenty of expenses that students have to bear and manage in their low pocket money. For many students, managing their health without affordable healthcare feels just like climbing a mountain without any strong support. This is where there is a need for low cost healthcare plans for students arises. As students face multiple problems because of costly healthcare

 

Skipped necessary care 


Many students in the US skip the health care they need because of financial issues. According to a study, about 33% of college students in the U.S. have skipped a medical test or treatment due to cost issues.

 

Increased stress 


When students are unable to pay their bills after taking a healthcare service,it leaves them with stress and mental issues.

 

Delayed preventive care 


Students are less likely to get regular check-ups, vaccines, or preventive screenings. It increases the risk of serious health problems later on.

 

Why students need low cost healthcare plans 


Students in the USA are already living hand to mouth. In addition to fulfilling basic needs, they also have to look for their health. Under Affordable Care Act healthcare plans depend on various factor such as age, gender and location. The average healthcare cost for students in the US varies from 2000$-7000$, which is quite expensive for a college student. This is a point where low-cost healthcare plans are needed.

The rising cost of healthcare creates a significant barrier for many, leaving them uninsured. Without affordable healthcare options, students usually skip necessary medical care. Students who are living away from home for their studies face financial pressure. They have to pay for basic needs, for their studies and for health too. Low cost healthcare plan for students is needed for their survival in USA.

 

Low Cost Healthcare Plans for Students in USA


Healthcare is a big challenge for students in the USA. They are all the time juggling to pay for their daily bills and opting for low-cost healthcare plans that best suit them. Low-cost healthcare plans make the life of a student easy in the long run.

1- Student Health Insurance Plans


Many colleges and universities in the US offer healthcare insurance for their students. This typically includes on-campus healthcare, preventive care and emergencies. These healthcare plans usually provide limited coverage. They do not give access to specialized care like dental service, vision or long-term treatments. In turn this leaves students to pay out of pocket which makes them financially burdened.

 

2- Health Insurance Marketplaces


Under the Affordable Care Act (ACA), students can explore plans available on health insurance marketplaces. It is done usually on the basis of income. Although subsidies may be available based on income, premiums for marketplace plans can still be high for students. This makes it difficult for students on a tight budget to afford because students need low cost healthcare.

 

3- Short-Term Health Plans


Short-term health insurance plans are another option for students looking for temporary coverage. These plans typically involve minimum coverage as compared to other plans. They often exclude important services such as maternity care, mental health support, preventive care, and prescription drugs. It leaves students with another healthcare burden when they need such services.

 

Low Cost Healthcare Plans for Students in USA

 

Low-cost Healthcare in USA


The healthcare plans in the USA turn out to be an extra burden on students. Instead of resolving their problems, it leaves them with out of pocket expenses, copays and deductibles.

This is when they need a low-cost healthcare plan for them. WoW Health provides students with the best health services with:

  • No hidden charges

  • No copays

  • No deductibles


 

How is WoW Health different?


WoW Health provides students with healthcare plans that are transparent, affordable and accessible. 

1- WoW Health membership plans 


WoW Health provides different healthcare membership plans according to one’s need and that best suits them.

  • Basic -29.99$

  • Plus-54.99$

  • Comprehensive-294.99$


Our basic plan comes with affordability for students. It is the low cost healthcare plan that anyone can easily afford especially student,s along with their other expenses.

 

2- WoW Health services


WoW provides low-cost healthcare plans for students that they can easily afford. It includes multiple services that insurance plans ignore.

The major services are

  • Virtual care

  • Mental health counseling 

  • Vision care 

  • Dental care

  • Lab tests

  • Pharmacy services


 

Conclusion


Consequently, students are usually low on budgets because they get limited pocket money. They have a lot of financial burden to fulfill basic needs and healthcare. They require a low cost healthcare for an ease and their health. low-cost healthcare in USA is major need because it’s already an expensive country to live in. This is where students look for a low cost healthcare plans which best suits them without leaving them broke.

 

FAQs


1- Why low cost healthcare plans for students are needed?


Mostly students are living with low budgets. They do not have enough money to get a proper healthcare service. They face issues like 

  • Delayed preventive care 

  • Skipped care


This is where they need a low cost healthcare plan.

 

2- Which WoW Health plan is best for students?


Basic plan of WoW health is one of the low-cost healthcare plans for students. It cost them a minimum of 29.99$ which makes it affordable for them.

 

3- What services WoW Health provides?


WoW Health provides low cost healthcare plans for students that they can easily afford. It includes multiple services that insurance plans ignore.

The major services are virtual healthcare, imaging, vision care, dental care, lab tests, and pharmacy.